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12 Rustic Hills St, Norman, OK 73072 Property Records

Cleveland County property record for 12 Rustic Hills St, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,741 sqft · built 1980
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (May 2026)
Tax Bill$8,557 (2025)
Deeds & MortgagesMay 2026 Sale
Mar 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR0043713

Property Details

APN / Parcel Number

Primary APNR0043713
Alternative APNs
  • NC29RUST1 1 12001
  • 43713

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,741 sqft Living Area
Gross Area4,416 sqft
1st Floor Area3,453 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
View / LotBusiness Cluster
Garage TypeAttached
Garage Area675 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area91 sqft
Deck AreaDeck Area
Patio Area923 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43713
Street Address12 RUSTIC HILLS ST
CityNORMAN
StateOK
Zip73072-7411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC HILLS I LOT 12 BLK 1
Legal Range03W
Legal Township08
Legal Section12
Legal SubdivisionRUSTIC HILLS 1
Legal Block1
Legal Lot Number12
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3010
Census Tract201103

Owner

12 Rustic Hills St is owned and occupied by two individuals who bought it in May 2026.

Source: Cleveland County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 26, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on File
Deed SaleMay 29, 2026 · Amount on File
Prior SaleMar 26, 2024 · Amount on File
Deed Document Number202615400
Deed Book / Page6970 / 1472
Prior Transfer DateJan 2, 2025
Prior Transfer Doc00R2025479
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMay 29, 2026
Property Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411
Document Number0000015400
Book / Page6970 / 1472
Instrument DateMay 4, 2026
Instrument202615400
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$109,837.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMar 26, 2024
Property Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411
Document Number0R20247301
Book / Page6646 / 1324
Instrument DateMar 18, 2024
InstrumentR 2024 7301
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411
Transaction TypeMortgage
Record UpdatedMay 3, 2023
Title CompanyAMERICAN LEGAL ABSTRACT LLC, AMERICAN EAGLE ABSTRACT OF C

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RUSTIC HILLS ST, NORMAN, OK 73072-7411

Mortgage

Document NumberR202237794
DateOct 24, 2022
Book Page6488/865
InstrumentR 2022 37794
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressNORMAN, OK 73071
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 12 Rustic Hills St was $8,557.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,557.00$71,309 Land $6,772 Building $64,537$594,243 Land $56,438 Building $537,805
2023$6,840.00$56,956 Land $6,772 Building $50,184$474,639 Land $56,438 Building $418,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Rustic Hills St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Rustic Hills St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
Also Mapped HereGOLDSBY WATER AUTH TRUST
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
OEC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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