Cleveland County property record for 11 Rustic Hills St, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,303 sqft · built 1995 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Trust Name on File |
| Last Sale | $495,500 (Sep 2023) |
| Tax Bill | $6,662 (2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29RUST1 1 11001 |
| Primary APN | NC29RUST1 1 11001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,303 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| 2nd Floor Area | 2,935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 43712 |
|---|---|
| Old Parcel Number | 43712 |
| Street Address | 11 RUSTIC HILLS ST |
| City | NORMAN |
| State | OK |
| Zip | 73072-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RUSTIC HILLS 1 LOT 11 BLK 1 |
| Legal Range | 03W |
| Legal Township | 08N |
| Legal Section | 12 |
| Legal Quarter | NE |
| Legal Subdivision | RUSTIC HILLS 1 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 201103 |
11 Rustic Hills St is owner-occupied and held in a trust since September 2023.
Source: Cleveland County records, as of February 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BOKF NA |
| May 8, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | May 8, 2023 |
| Deed Document Number | R 2023 25919 |
| Deed Book / Page | 6590 / 730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 20, 2023 |
| Property Address | 11 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Number | R202325919 |
| Book / Page | 6590 / 730 |
| Instrument Date | Sep 15, 2023 |
| Instrument | R 2023 25919 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $743.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 11 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Number | R202325921 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 6590/733 |
| Instrument | R 2023 25921 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 8, 2023 |
| Property Address | 11 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Number | R202311740 |
| Book / Page | 6545 / 1475 |
| Instrument Date | Apr 7, 2023 |
| Instrument | R 2023 11740 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5108 DECRHURST DR, NORMAN, OK 73072-3881 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $67,346 Land $6,294 Building $61,052 | $561,224 Land $52,454 Building $508,770 |
| 2023 | $6,662.00 (+7.43%) Homeowner's exemption | $56,486 (+3%) Land $5,001 Building $51,485 | $592,374 (+29.62%) Land $52,454 Building $539,920 |
| 2022 | $6,201.00 Homeowner's exemption | $54,841 Land $3,840 Building $51,001 | $457,012 Land $32,000 Building $425,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Rustic Hills St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Rustic Hills St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | GOLDSBY WATER AUTH TRUST |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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