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10 Rustic Hills St, Norman, OK 73072 Property Records

Cleveland County property record for 10 Rustic Hills St, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,782 sqft · built 1980
Lot Size0.34 acres (14,810 sqft)
OwnerCompany Name on Record
Last Sale$268,500 (Feb 2002)
Tax Bill$4,303 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR0043711

Property Details

APN / Parcel Number

Primary APNR0043711
Alternative APNs
  • NC29RUST1 1 10001
  • 43711

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,782 sqft Living Area
Gross Area4,670 sqft
1st Floor Area2,455 sqft
Basement Area1,197 sqft
Finished Basement1,197 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,810 sqft (0.34 acres)
View / LotBusiness Cluster
Garage TypeAttached
Garage Area888 sqft
PorchPorch
Porch Area160 sqft
Patio Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43711
Street Address10 RUSTIC HILLS ST
CityNORMAN
StateOK
Zip73072-7411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC HILLS I LOT 10 BLK 1
Legal Range03W
Legal Township08
Legal Section12
Legal SubdivisionRUSTIC HILLS 1
Legal Block1
Legal Lot Number10
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3010
Census Tract201103

Owner

Source: Cleveland County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address10 RUSTIC HILLS ST, NORMAN, OK 73072-7411
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2002 · Amount on Record
Deed SaleFeb 28, 2002 · Amount on Record
Deed Book / Page3388 / 554
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address10 RUSTIC HILLS ST, NORMAN, OK 73072-7411
Document Number0000035618
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10 RUSTIC HILLS ST NORMAN OK 730727411, NORMAN, OK 73072-7411

Mortgage

Document Number0000035618
DateNov 5, 2019
Book Page005987/000166
Instrument35618
Lender
NameFIRST FIDELITY BK
TypeBank
AddressOKLAHOMA CITY, OK 73123-0482
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 4, 2034

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,303.00 (+6.19%) Homeowner's exemption$36,858 (+6.09%) Land $3,570 Building $33,288$541,481 (+13.51%) Land $52,454 Building $489,027
2023$4,052.00 Homeowner's exemption$34,743 Land $3,820 Building $30,923$477,018 Land $52,454 Building $424,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
Also Mapped HereGOLDSBY WATER AUTH TRUST
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
OEC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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