Cleveland County property record for 14 Rustic Hills St, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,299 sqft · built 1981 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $599,000 (Aug 2023) |
| Tax Bill | $7,412 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0043715 |
| Primary APN | R0043715 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,299 sqft Living Area |
| Gross Area | 4,918 sqft |
| 1st Floor Area | 4,299 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Patio Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43715 |
|---|---|
| Street Address | 14 RUSTIC HILLS ST |
| City | NORMAN |
| State | OK |
| Zip | 73072-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC HILLS I LOT 14 BLK 1 |
| Legal Range | 03W |
| Legal Township | 08 |
| Legal Section | 12 |
| Legal Subdivision | RUSTIC HILLS 1 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 201103 |
14 Rustic Hills St is owner-occupied and held in a trust since January 2025.
Source: Cleveland County records, as of February 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 RUSTIC HILLS ST, NORMAN, OK 73072-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on File |
| Deed Sale | Aug 2, 2023 · Amount on File |
| Deed Document Number | 202320940 |
| Deed Book / Page | 6575 / 196 |
| Last Transfer Date | Jan 9, 2025 |
| Transfer Doc | 0R20251178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 2, 2023 |
| Property Address | 14 RUSTIC HILLS ST, NORMAN, OK 73072-7411 |
| Document Number | R202320940 |
| Book / Page | 6575 / 196 |
| Instrument Date | Jul 27, 2023 |
| Instrument | R 2023 20940 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $898.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 SW 103RD ST, OKLAHOMA CITY, OK 73139-9016 |
| Document Number | R202320942 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | R 2023 20942 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 14 Rustic Hills St was $7,412.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,412.00 | $61,758 Land $5,763 Building $55,995 | $583,412 Land $54,446 Building $528,966 |
| 2023 | $4,267.00 (+7.51%) Homeowner's exemption | $36,537 (+3%) Land $4,286 Building $32,251 | $464,067 (+56.99%) Land $54,446 Building $409,621 |
| 2022 | $3,969.00 Homeowner's exemption | $35,472 Land $3,840 Building $31,632 | $295,608 Land $32,000 Building $263,608 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14 Rustic Hills St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Rustic Hills St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | GOLDSBY WATER AUTH TRUST |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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