16962 Ruby Cir, Huntington Beach, CA 92649 Property Records

Orange County property record for 16962 Ruby Cir, Huntington Beach, CA 92649 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,389 sqft · built 1964
Lot Size	0.042 acres (1,847 sqft)
Owner	Individual Name on File
Last Sale	$569,000 (Sep 2016)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`146-492-44`

Property Details

APN / Parcel Number

Primary APN	`146-492-44`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Lot Area	1,847 sqft (0.042 acres)
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16962 RUBY CIR
City	HUNTINGTON BEACH
State	CA
Zip	92649-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5430 BLK LOT 106 TR 5430 LOT 106 TOGETHER WITH AN UND 1/120 INT IN
Legal Tract	5430
Legal Lot Number	106
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2000
Census Tract	99408

Owner

Source: Orange County records · APN 146-492-44

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16962 RUBY CIR, HUNTINGTON BEACH, CA 92649-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Prior Sale	Jan 02, 2008 · Amount on Record
Deed Document Number	2016000463053
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16962 RUBY CIR, HUNTINGTON BEACH, CA 92649-4021
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16962 RUBY CIR, HUNTINGTON BEACH, CA 92649-4021

Mortgage

Document Number	0000147147
Date	Apr 18, 2022
Instrument	2022000147147

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.64%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.64%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Huntington Beach City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Ocean View Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,946.00 (+4.34%) Homeowner's exemption	$331,478 (+4.04%) Land $140,345 Building $191,133
2023	$3,782.00 (+1.58%) Homeowner's exemption	$318,607 Land $134,895 Building $183,712
2022	$3,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.