16902 Saddle Ridge Pass, Cypress, TX 77433 Property Records

Harris County property record for 16902 Saddle Ridge Pass, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,472 sqft · built 2004
Lot Size	4.01 acres (174,661 sqft)
Owner	2 Individual Names on File
Last Sale	$1,622,600 (Jul 2024)
Tax Bill	$20,993 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-835-002-0008`

Property Details

APN / Parcel Number

Primary APN	`122-835-002-0008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,472 sqft Living Area
1st Floor Area	3,472 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	174,661 sqft (4.01 acres)
View / Lot	Buildable
Garage Area	1,326 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	621 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228350020008
Street Address	16902 SADDLE RIDGE PASS
City	CYPRESS
State	TX
Zip	77433-5949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 2 SADDLE RIDGE ESTATES
Legal Subdivision	SADDLE RIDGE ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	555701

Owner

Source: Harris County records · APN 122-835-002-0008

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19602 SADDLE RIDGE PASS, CYPRESS, TX 77433
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Vendor's Lien, Transfer KVN FAMILY LIMITED PARTNERSHIP
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit HOUSTON FCU
Dec 14, 2020	Deed of Trust, Mortgage HOUSTON FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2024274507
Record Updated	Sep 20, 2026

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 30, 2024
Property Address	16902 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949
Document Number	0000274507
Map Reference	MF 510006
Instrument Date	Jul 29, 2024
Instrument	2024-274507
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274508
Date	Jul 30, 2024
Instrument	2024-274508

Lender

Name	KVN FAMILY LIMITED PARTNERSHIP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16902 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949
Transaction Type	Mortgage
Record Updated	Sep 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020626539
Date	Dec 21, 2020
Instrument	2020-626539

Lender

Name	HOUSTON FCU
Type	Credit Union
Address	SUGAR LAND, TX 77479

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16902 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949
Document Number	0000626539
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16902 SADDLE RIDGE PASS CYPRESS TX 774335949, CYPRESS, TX 77433-5949

Mortgage

Document Number	0000626539
Date	Dec 21, 2020
Instrument	626539

Lender

Name	HOUSTON FCU
Type	Credit Union
Address	SUGAR LAND, TX 77479-4097

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,993.00 (+174.96%) Homeowner's exemption	$1,359,433 (+36.59%) Land $418,909 Building $940,524	$1,359,433 (+36.59%) Land $418,909 Building $940,524
2024	$7,635.00 (+5.63%)
2023		$995,300 Land $418,909 Building $576,391	$995,300 Land $418,909 Building $576,391
2022	$7,228.00 (+5.89%)
2020	$6,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 228 locations within half a mile of this property.

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