Harris County property record for 16810 Saddle Ridge Pass, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 11,266 sqft · built 2009 |
| Lot Size | 4.12 acres (179,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,400 (Sep 2016) |
| Tax Bill | $50,209 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-835-002-0009 |
| Primary APN | 122-835-002-0009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 11,266 sqft Living Area |
| 1st Floor Area | 6,242 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 179,559 sqft (4.12 acres) |
| View / Lot | Buildable |
| Garage Type | Detached |
| Garage Area | 2,090 sqft |
| Parking Spaces | 15 Parking Spaces |
| Pool Area | 612 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 953 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1228350020009 |
|---|---|
| Street Address | 16810 SADDLE RIDGE PASS |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 BLK 2 SADDLE RIDGE ESTATES |
| Legal Subdivision | SADDLE RIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 555701 |
Source: Harris County assessment roll, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16810 SADDLE RIDGE PASS, CYPRESS, TX 77433-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACC MORTGAGE INC |
| Oct 26, 2020 | Deed of Trust, Mortgage ALL CREDIT CONSIDERED MTG |
| Jul 25, 2018 | Deed of Trust, Mortgage · Line of Credit ANGEL OAK MTG SOLUTIONS |
| Jan 30, 2017 | Deed of Trust, Mortgage IMPAC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2016 · Amount on Record |
| Deed Sale | Sep 28, 2016 · Amount on Record |
| Prior Sale | Aug 7, 2007 · Amount on Record |
| Deed Document Number | 2016436559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16810 SADDLE RIDGE PASS, CYPRESS, TX 77433-5947 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | MOMENTUM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2020529440 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-529440 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16810 SADDLE RIDGE PASS, CYPRESS, TX 77433-5947 |
| Document Number | 0000529440 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | MOMENTUM TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16810 SADDLE RIDGE PASS CYPRESS TX 774335947, CYPRESS, TX 77433-5947 |
| Document Number | 0000529440 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 529440 |
| Name | ALL CREDIT CONSIDERED MTG |
|---|---|
| Type | Mortgage Company |
| Address | 1801 RESEARCH BLVD # 410, ROCKVILLE, MD 20850-3193 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16810 SADDLE RIDGE PASS, CYPRESS, TX 77433-5947 |
| Document Number | 0000351308 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Title Company | MOMENTUM TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16810 SADDLE RIDGE PASS CYPRESS TX 774335947, CYPRESS, TX 77433-5947 |
| Document Number | 0000351308 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 351308 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16810 SADDLE RIDGE PASS, CYPRESS, TX 77433-5947 |
| Document Number | 0000050778 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16810 SADDLE RIDGE PASS CYPRESS TX 774335947, CYPRESS, TX 77433-5947 |
| Document Number | 0000050778 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 50778 |
| Name | IMPAC MTG |
|---|---|
| Type | Mortgage Company |
| Address | 19500 JAMBOREE RD, IRVINE, CA 92612-2401 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,209.00 (+124.83%) Homeowner's exemption | $3,506,025 (+20.15%) Land $425,644 Building $3,080,381 | $3,506,025 (+20.15%) Land $425,644 Building $3,080,381 |
| 2024 | $22,332.00 (+5.37%) | ||
| 2023 | $2,918,127 Land $425,644 Building $2,492,483 | $2,918,127 Land $425,644 Building $2,492,483 | |
| 2022 | $21,193.00 (+11.26%) | ||
| 2020 | $19,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Texas Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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