Harris County property record for 16910 Saddle Ridge Pass, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 8,197 sqft · built 2015 |
| Lot Size | 4.04 acres (176,281 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (May 2018) |
| Tax Bill | $38,099 (2025) |
| Deeds & Mortgages | Feb 2018 Loan Modification Nov 2017 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-835-002-0007 |
| Primary APN | 122-835-002-0007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 8,197 sqft Living Area |
| 1st Floor Area | 6,760 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 176,281 sqft (4.04 acres) |
| View / Lot | Buildable |
| Garage Area | 1,258 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 3,942 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 3,081 sqft |
| Patio Area | 315 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1228350020007 |
|---|---|
| Street Address | 16910 SADDLE RIDGE PASS |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 BLK 2 SADDLE RIDGE ESTATES |
| Legal Subdivision | SADDLE RIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 555701 |
Source: Harris County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16910 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2018 | Loan Modification, Mortgage TEXAS GULF BK |
| Nov 30, 2017 | Loan Modification, Mortgage TEXAS GULF BK |
| Aug 31, 2017 | Loan Modification, Mortgage TEXAS GULF BK |
| Dec 22, 2016 | Loan Modification, Mortgage TEXAS GULF BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Document Number | 2018216762 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0000347370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16910 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949 |
| Document Number | 0000096258 |
| Instrument Date | Feb 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 0000096258 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 96258 |
| Name | TEXAS GULF BK |
|---|---|
| Type | Bank |
| Address | CLUTE, TX 77531 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 6, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16910 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949 |
| Document Number | 0000025016 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 0000025016 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 25016 |
| Name | TEXAS GULF BK |
|---|---|
| Type | Bank |
| Address | CLUTE, TX 77531 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 18, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16910 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949 |
| Document Number | 0000561843 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 0000561843 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 561843 |
| Name | TEXAS GULF BK |
|---|---|
| Type | Bank |
| Address | CLUTE, TX 77531 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 16910 SADDLE RIDGE PASS, CYPRESS, TX 77433-5949 |
| Document Number | 0000254596 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 0000254596 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 254596 |
| Name | TEXAS GULF BK |
|---|---|
| Type | Bank |
| Address | CLUTE, TX 77531 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,099.00 (+122.79%) Homeowner's exemption | $3,183,348 (+46.3%) Land $421,136 Building $2,762,212 | $3,183,348 (+46.3%) Land $421,136 Building $2,762,212 |
| 2024 | $17,101.00 (+8.21%) | ||
| 2023 | $2,175,920 Land $421,136 Building $1,754,784 | $2,175,920 Land $421,136 Building $1,754,784 | |
| 2022 | $15,803.00 (-7.8%) | ||
| 2020 | $17,140.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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