16703 Saddle Ridge Pass, Cypress, TX 77433 Property Records

Harris County property record for 16703 Saddle Ridge Pass, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,594 sqft · built 2003
Lot Size	3 acres (130,665 sqft)
Owner	2 Individual Names on File
Last Sale	$1,188,800 (May 2019)
Tax Bill	$20,117 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-835-001-0008`

Property Details

APN / Parcel Number

Primary APN	`122-835-001-0008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,594 sqft Living Area
1st Floor Area	3,359 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	130,665 sqft (3 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	2,750 sqft
Parking Spaces	17 Parking Spaces
Pool Area	625 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,036 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228350010008
Street Address	16703 SADDLE RIDGE PASS
City	CYPRESS
State	TX
Zip	77433-5943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 1 SADDLE RIDGE ESTATES
Legal Subdivision	SADDLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	555701

Owner

Source: Harris County records · APN 122-835-001-0008

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16703 SADDLE RIDGE PASS, CYPRESS, TX 77433-5943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Loan Modification, Mortgage PROSPERITY BK
May 20, 2019	Warranty Deed, Transfer PROSPERITY BK
Jul 05, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Jan 25, 2018
Deed Document Number	2019208697
Prior Transfer Date	Mar 07, 2017
Prior Transfer Doc	0000467838
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	16703 SADDLE RIDGE PASS, CYPRESS, TX 77433-5943
Document Number	0000341745
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 07, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16703 SADDLE RIDGE PASS CYPRESS TX 774335943, CYPRESS, TX 77433-5943

Mortgage

Document Number	0000341745
Date	Jul 30, 2020
Instrument	341745

Lender

Name	PROSPERITY BK
Type	Bank
Address	SUGAR LAND, TX 77478

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2035

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 20, 2019
Property Address	16703 SADDLE RIDGE PASS, CYPRESS, TX 77433-5943
Document Number	0000208697
Instrument Date	May 17, 2019
Instrument	208697
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16703 SADDLE RIDGE PASS CYPRESS TX 774335943, CYPRESS, TX 77433-5943

Mortgage

Document Number	208698
Date	May 20, 2019
Instrument	208698

Lender

Name	PROSPERITY BK
Type	Bank
Address	CYPRESS, TX 77429-1048

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 19, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.12%

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 05, 2018
Property Address	16703 SADDLE RIDGE PASS, CYPRESS, TX 77433-5943
Document Number	0000302368
Instrument Date	Jun 28, 2018
Instrument	302368
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2019
Title Company	CROWN TITLE COMPANY, CROWN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 SEABISCUIT BAY LN HUMBLE TX 773381688, HUMBLE, TX 77338-1688

Mortgage

Document Number	302369
Date	Jul 05, 2018
Instrument	302369

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2048

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,117.00 (+105.7%) Homeowner's exemption Additional exemption filed	$1,446,044 (+16.2%) Land $358,414 Building $1,087,630	$1,446,044 (+16.2%) Land $358,414 Building $1,087,630
2024	$9,780.00 (+8.09%) Homeowner's exemption	$1,244,489 (-0.11%) Land $358,414 Building $886,075	$1,244,489 (-0.11%) Land $358,414 Building $886,075
2023	$9,048.00 Homeowner's exemption	$1,245,883 Land $358,414 Building $887,469	$1,245,883 Land $358,414 Building $887,469
2022	$9,048.00 (-2.66%)
2020	$9,295.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 228 locations within half a mile of this property.

Nearby Properties on Saddle Ridge Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures