16911 Saddle Ridge Pass, Cypress, TX 77433 Property Records

Harris County property record for 16911 Saddle Ridge Pass, Cypress, TX 77433

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 4.5 ba · 4,504 sqft · built 2003
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$1,064,000 (Jun 2025)
Tax Bill	$19,746 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-835-001-0014`

Property Details

APN / Parcel Number

Primary APN	`122-835-001-0014`
Alternative APN	`1228350010016`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,504 sqft Gross Area
1st Floor Area	2,753 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	71,874 sqft (1.65 acres)
View / Lot	Primary
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	900 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	605 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228350010014
Street Address	16911 SADDLE RIDGE PASS
City	CYPRESS
State	TX
Zip	77433-5956
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT LT 14 BLK 1 (HOMESITE) SADDLE RIDGE ESTATES
Legal Subdivision	SADDLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	555701

Owner

Source: Harris County records · APN 122-835-001-0014

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16911 SADDLE RIDGE PASS, CYPRESS, TX 77433-5956
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
May 13, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Feb 28, 2019	Deed of Trust, Mortgage FROST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Dec 30, 2015
Deed Document Number	2025222169
Prior Transfer Date	Jun 28, 2012
Prior Transfer Doc	0000302048
Record Updated	Sep 20, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 10, 2025
Property Address	16911 SADDLE RIDGE PASS, CYPRESS, TX 77433-5956
Document Number	0000222169
Instrument Date	Jun 09, 2025
Instrument	2025-222169
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16911 SADDLE RIDGE PASS, CYPRESS, TX 77433-5956

Mortgage

Document Number	0000222170
Date	Jun 10, 2025
Instrument	2025-222170

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.95%
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	6.95%
Max Rate At Change	8.95%
Index	Prime Rate
Max Rate	11.9%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16911 SADDLE RIDGE PASS, CYPRESS, TX 77433-5956
Document Number	0000210092
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16911 SADDLE RIDGE PASS CYPRESS TX 774335956, CYPRESS, TX 77433-5956

Mortgage

Document Number	0000210092
Date	May 19, 2020
Instrument	210092

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16911 SADDLE RIDGE PASS, CYPRESS, TX 77433-5956
Document Number	0000104455
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16911 SADDLE RIDGE PASS CYPRESS TX 774335956, CYPRESS, TX 77433-5956

Mortgage

Document Number	0000104455
Date	Mar 15, 2019
Instrument	104455

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,746.00 (+205.67%)	$1,053,592 (+28.17%) Land $197,654 Building $855,938	$1,053,592 (+28.17%) Land $197,654 Building $855,938
2024	$6,460.00 (+8.19%) Homeowner's exemption	$822,000 (-0.02%) Land $197,654 Building $624,346	$822,000 (-0.02%) Land $197,654 Building $624,346
2023	$5,971.00 Homeowner's exemption	$822,200 Land $197,654 Building $624,546	$822,200 Land $197,654 Building $624,546
2022	$5,971.00 (-1.09%)
2020	$6,037.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Nearby Properties on Saddle Ridge Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures