16831 Turtle Point Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16831 Turtle Point Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,521 sqft · built 2005
Lot Size	0.305 acres (13,317 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-163-07`

Property Details

APN / Parcel Number

Primary APN	`217-163-07`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,521 sqft Heated Area
Gross Area	4,699 sqft
1st Floor Area	2,032 sqft
Upper Floors Area	1,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,317 sqft (0.305 acres)
Garage Area	726 sqft
Porch	Porch
Porch Area	692 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16831 TURTLE POINT RD
City	CHARLOTTE
State	NC
Zip	28278-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-3
Legal Description	L43 B6 M42-523
Legal Subdivision	PALISADES PH 02A
Legal Block	6
Legal Lot Number	43
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1017
Census Tract	5926

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Laurelwood Cemetery listed 2008 · 3 contributing resources · NRIS 08000746

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16831 Turtle Point Rd is owned by an individual who bought it in July 2021.

Source: Mecklenburg County records, as of May 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12 GAIL LN, SOUTH WINDSOR, CT 06074-4223
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	0036357593
Deed Book / Page	36357 / 593
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 30, 2021
Property Address	16831 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Document Number	0000147153
Book / Page	36357 / 593
Map Reference	MB 42 PG 523
Instrument Date	Jul 29, 2021
Instrument	2021147153
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16831 TURTLE POINT RD, CHARLOTTE, NC 28278-8427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GAIL LN, SOUTH WINDSOR, CT 06074-4223

Mortgage

Document Number	0000147154
Date	Jul 30, 2021
Instrument	2021147154

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$748,500 Land $140,000 Building $608,500
2023		$748,500 Land $140,000 Building $608,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16831 Turtle Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16831 Turtle Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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