16900 Turtle Point Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16900 Turtle Point Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,935 sqft · built 2005
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,766 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`217-162-12`

Property Details

APN / Parcel Number

Primary APN	`217-162-12`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,935 sqft Living Area
1st Floor Area	1,785 sqft
Upper Floors Area	2,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	16,030 sqft (0.368 acres)
Garage Area	856 sqft
Porch	Finished/Open Porch
Porch Area	28 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16900 TURTLE POINT RD
City	CHARLOTTE
State	NC
Zip	28278-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L12 B5 M42-523
Legal Subdivision	PALISADES PH 02A
Legal Block	5
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1011
Census Tract	5926

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16900 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012
Deed Sale	Jun 1, 2012
Prior Sale	Feb 9, 2006 · Amount on Record
Deed Document Number	201274673
Deed Book / Page	27388 / 267
Last Transfer Date	Jul 31, 2013
Transfer Doc	0000126491
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16900 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Document Number	0000095705
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16900 TURTLE POINT RD CHARLOTTE NC 282788428, CHARLOTTE, NC 28278-8428

Mortgage

Document Number	0000095705
Date	Jun 26, 2020
Book Page	034737/000768
Instrument	95705

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$685,900 Land $125,000 Building $560,900	$685,900 Land $125,000 Building $560,900
2024	$4,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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