16903 Turtle Point Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16903 Turtle Point Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,560 sqft · built 2006
Lot Size	0.284 acres (12,410 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Feb 2006)
Tax Bill	$4,256 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-163-08`

Property Details

APN / Parcel Number

Primary APN	`217-163-08`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,560 sqft Heated Area
Gross Area	4,648 sqft
1st Floor Area	1,865 sqft
Upper Floors Area	1,695 sqft
Attic Area	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	12,410 sqft (0.284 acres)
Garage Area	788 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	217-163-08
Street Address	16903 TURTLE POINT RD
City	CHARLOTTE
State	NC
Zip	28278-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-3
Legal Description	L44 B6 M42-523
Legal Subdivision	PALISADES PH 03 MAP 02
Legal Block	6
Legal Lot Number	44
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1017
Census Tract	5926

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Laurelwood Cemetery listed 2008 · 3 contributing resources · NRIS 08000746

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16903 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 18, 2022	Intrafamily Transfer, Transfer
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2006 · Amount on Record
Deed Sale	Feb 23, 2006 · Amount on Record
Prior Sale	Feb 23, 2006 · Amount on Record
Deed Document Number	0000034080
Deed Book / Page	20049 / 0055
Last Transfer Date	Jul 18, 2022
Transfer Doc	0000104884
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16903 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143741
Date	Jul 26, 2021
Book Page	36339/11
Instrument	2021143741

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16903 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128070
Date	Sep 8, 2022
Book Page	37631/370
Instrument	2022128070

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 18, 2022
Property Address	16903 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Document Number	0000104884
Book / Page	37506 / 437
Map Reference	MB 42 PG 523
Instrument Date	Mar 9, 2022
Instrument	2022104884
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16903 TURTLE POINT RD, CHARLOTTE, NC 28278-8428

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16903 TURTLE POINT RD, CHARLOTTE, NC 28278-8428
Document Number	0000064901
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16903 TURTLE POINT RD CHARLOTTE NC 282788428, CHARLOTTE, NC 28278-8428

Mortgage

Document Number	0000064901
Date	May 29, 2018
Book Page	032708/000518
Instrument	64901

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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