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16816 Turtle Point Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16816 Turtle Point Rd, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,367 sqft · built 2006
Lot Size0.521 acres (22,702 sqft)
OwnerIndividual Name on Record
Last Sale$641,500 (Feb 2007)
Tax Bill$4,770 (2023)
Deeds & MortgagesMar 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN217-162-14

Property Details

APN / Parcel Number

Primary APN217-162-14

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,367 sqft Heated Area
Gross Area5,810 sqft
1st Floor Area2,137 sqft
Upper Floors Area2,230 sqft
Attic Area144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area22,702 sqft (0.521 acres)
Garage Area759 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number217-162-14
Street Address16816 TURTLE POINT RD
CityCHARLOTTE
StateNC
Zip28278-8427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL14 B5 M42-523
Legal SubdivisionPALISADES PH 02A
Legal Block5
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1011
Census Tract5926

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16816 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 28, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2007 · Amount on Record
Deed SaleFeb 2, 2007 · Amount on Record
Deed Document Number0021727195
Deed Book / Page20479 / 0209
Prior Transfer DateMay 24, 2006
Prior Transfer Doc2006101960
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16816 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045078
DateMar 9, 2021
Book Page35772/699
Instrument2021045078
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16816 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Document Number0000000462
Instrument DateDec 28, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16816 TURTLE POINT RD CHARLOTTE NC 282788427, CHARLOTTE, NC 28278-8427

Mortgage

Document Number0000000462
DateJan 2, 2020
Book Page034176/000852
Instrument462
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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