16813 Turtle Point Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16813 Turtle Point Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,906 sqft · built 2005
Lot Size	0.336 acres (14,664 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jul 2019)
Tax Bill	$4,956 (2023)
Deeds & Mortgages	Mar 2022 Transfer Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-163-04`

Property Details

APN / Parcel Number

Primary APN	`217-163-04`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,906 sqft Heated Area
Gross Area	5,326 sqft
1st Floor Area	2,272 sqft
Upper Floors Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	14,664 sqft (0.336 acres)
Garage Area	758 sqft
Porch	Porch
Porch Area	374 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	217-163-04
Street Address	16813 TURTLE POINT RD
City	CHARLOTTE
State	NC
Zip	28278-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-3
Legal Description	L40 B6 M42-523
Legal Subdivision	PALISADES PH 02A
Legal Block	6
Legal Lot Number	40
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1017
Census Tract	5926

Owner

16813 Turtle Point Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	16813 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Intrafamily Transfer, Transfer
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jan 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	0000093034
Deed Book / Page	33690 / 261
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000045769
Record Updated	Jun 7, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 24, 2022
Property Address	16813 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Document Number	0000045769
Book / Page	37184 / 346
Map Reference	MB 42 PG 523
Instrument Date	Feb 10, 2022
Instrument	2022045769
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16813 TURTLE POINT RD, CHARLOTTE, NC 28278-8427

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 23, 2019
Property Address	16813 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Document Number	0000093034
Book / Page	33690 / 261
Map Reference	MB 42 PG 523
Instrument Date	Jun 7, 2019
Instrument	2019093034
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16813 TURTLE POINT RD, 16813, CHARLOTTE, NC 28278-8427

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093035
Date	Jul 23, 2019
Instrument	2019093035

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16813 TURTLE POINT RD, CHARLOTTE, NC 28278-8427
Document Number	0000007730
Book / Page	032418 / 000171
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16813 TURTLE POINT RD CHARLOTTE NC 282788427, CHARLOTTE, NC 28278-8427

Mortgage

Document Number	0000007730
Date	Jan 23, 2018
Book Page	032418/000171
Instrument	7730

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 16813 Turtle Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16813 Turtle Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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