St. Joseph County property record for 16735 Gerald St, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,421 sqft · built 1961 |
| Lot Size | 0.582 acres (25,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $241,000 (Oct 2021) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-21-126-009.000-003 |
| Primary APN | 71-04-21-126-009.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| Gross Area | 3,342 sqft |
| 1st Floor Area | 2,842 sqft |
| Basement Area | 1,421 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Block Painted |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 25,363 sqft (0.582 acres) |
| Lot Dimensions | 177 ft deep x 143 ft wide |
| Garage Type | Attached |
| Garage Area | 1,002 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 16735 GERALD ST |
|---|---|
| City | GRANGER |
| State | IN |
| Zip | 46530-7414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BEAVERS ADD |
| Legal Subdivision | BEAVERS ADD |
| Legal Lot Number | 18 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11306 |
Source: St. Joseph County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16735 GERALD ST, GRANGER, IN 46530-7414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK |
| Oct 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE CO LLC |
| Feb 10, 2017 | Deed, Transfer · Conventional Mortgage NOTRE DAME FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Feb 10, 2017 · Amount on Record |
| Deed Document Number | 202137174 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0000014103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 16735 GERALD ST, GRANGER, IN 46530-7414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001702584 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1702584 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Feb 5, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Oct 19, 2021 |
| Property Address | 16735 GERALD ST, GRANGER, IN 46530-7414 |
| Document Number | 0002137174 |
| Map Reference | PB 20 PG B |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2137174 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 16735 GERALD ST, GRANGER, IN 46530-7414 |
| Document Number | 0002137175 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2137175 |
| Name | OAK MORTGAGE CO LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Feb 10, 2017 |
| Property Address | 16735 GERALD ST, GRANGER, IN 46530-7414 |
| Document Number | 0001703406 |
| Map Reference | PB20 PGB |
| Instrument Date | Feb 9, 2017 |
| Instrument | 1703406 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16735 GERALD ST, GRANGER, IN 46530-7414 |
| Document Number | 0001703407 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 1703407 |
| Name | NOTRE DAME FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 (+9.56%) | $273,700 (+20.63%) Land $82,400 Building $191,300 | $273,700 (+20.63%) Land $82,400 Building $191,300 |
| 2024 | $2,386.00 (+1.88%) | ||
| 2023 | $2,342.00 (-7.25%) | $226,900 (-) Land $82,400 Building $144,500 | $226,900 (-) Land $82,400 Building $144,500 |
| 2022 | $2,525.00 | $226,900 Land $82,400 Building $144,500 | $226,900 Land $82,400 Building $144,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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