St. Joseph County property record for 16643 Gerald St, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,388 sqft · built 1961 |
| Lot Size | 0.683 acres (29,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Sep 2023) |
| Tax Bill | $1,791 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-21-126-012.000-003 |
| Primary APN | 71-04-21-126-012.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,388 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 29,736 sqft (0.683 acres) |
| Lot Dimensions | 177 ft deep x 168 ft wide |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 16643 GERALD ST |
|---|---|
| City | GRANGER |
| State | IN |
| Zip | 46530-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BEAVERS ADD |
| Legal Subdivision | BEAVERS ADD |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11306 |
Source: St. Joseph County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16643 GERALD ST, GRANGER, IN 46530-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 28, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2021 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Sep 16, 2021 |
| Deed Document Number | 202322881 |
| Prior Transfer Date | Sep 22, 2023 |
| Prior Transfer Doc | 0000022881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Sep 28, 2023 |
| Property Address | 16643 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0002322881 |
| Map Reference | PB 20 PG B |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2322881 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16643 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0002322882 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2322882 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Sep 16, 2021 |
| Property Address | 16643 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0002132306 |
| Map Reference | PB 20 PG B |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2132306 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51944 GRAPE RD, GRANGER, IN 46530-9637 |
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,000 (+34.59%) Land $76,300 Building $137,700 | $214,000 (+34.59%) Land $76,300 Building $137,700 | |
| 2024 | $1,791.00 (+20.93%) | ||
| 2023 | $1,481.00 (-58.95%) | $159,000 (-21.09%) Land $76,300 Building $82,700 | $159,000 (-21.09%) Land $76,300 Building $82,700 |
| 2022 | $3,608.00 (+113.24%) | $201,500 Land $96,600 Building $104,900 | $201,500 Land $96,600 Building $104,900 |
| 2021 | $1,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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