St. Joseph County property record for 16615 Gerald St, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 1957 |
| Lot Size | 0.683 acres (29,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,900 (Dec 2025) |
| Tax Bill | $2,543 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-21-126-013.000-003 |
| Primary APN | 71-04-21-126-013.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 2,613 sqft |
| Basement Area | 1,045 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 29,736 sqft (0.683 acres) |
| Lot Dimensions | 177 ft deep x 168 ft wide |
| Garage Type | Attached |
| Garage Area | 1,448 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 544 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 16615 GERALD ST |
|---|---|
| City | GRANGER |
| State | IN |
| Zip | 46530-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BEAVERS ADD |
| Legal Subdivision | BEAVERS ADD |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11306 |
16615 Gerald St is owned and occupied by an individual who bought it in December 2025.
Source: St. Joseph County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Nov 13, 2018 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Nov 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on File |
| Deed Sale | Dec 9, 2025 · Amount on File |
| Prior Sale | Nov 13, 2018 · Amount on File |
| Deed Document Number | 202531241 |
| Prior Transfer Date | Dec 3, 2025 |
| Prior Transfer Doc | 0000031241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 9, 2025 |
| Property Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0002531241 |
| Map Reference | PB 20 PG B |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2531241 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0002531242 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2531242 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Nov 13, 2018 |
| Property Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0001829350 |
| Map Reference | PB 20 PG B |
| Instrument Date | Nov 9, 2018 |
| Instrument | 1829350 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Nov 13, 2018 |
| Property Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0001829348 |
| Map Reference | PB 20 PG B |
| Instrument Date | Nov 9, 2018 |
| Instrument | 1829348 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16615 GERALD ST, GRANGER, IN 46530-9579 |
| Document Number | 0001829349 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 1829349 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,800 (+19.83%) Land $96,600 Building $189,200 | $285,800 (+19.83%) Land $96,600 Building $189,200 | |
| 2024 | $2,543.00 (-5.5%) | $238,500 (-2.73%) Land $96,600 Building $141,900 | $238,500 (-2.73%) Land $96,600 Building $141,900 |
| 2023 | $2,691.00 (-8.28%) | $245,200 (-) Land $96,600 Building $148,600 | $245,200 (-) Land $96,600 Building $148,600 |
| 2022 | $2,934.00 | $245,200 Land $96,600 Building $148,600 | $245,200 Land $96,600 Building $148,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16615 Gerald St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16615 Gerald St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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