16680 Gerald St, Granger, IN 46530 Property Records

St. Joseph County property record for 16680 Gerald St, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1969
Lot Size	0.682 acres (29,736 sqft)
Owner	Individual Name on File
Tax Bill	$479 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-127-002.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-127-002.000-003`
Alternative APN	`0022017034324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1969
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	29,736 sqft (0.682 acres)
Lot Dimensions	177 ft deep x 168 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0022017034324
Street Address	16680 GERALD ST
City	GRANGER
State	IN
Zip	46530-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BEAVERS SUB SEC 21-38-3E
Legal Range	03E
Legal Township	38
Legal Section	21
Legal Subdivision	BEAVERS SUB
Legal Lot Number	24
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	11306

Owner

Source: St. Joseph County records · APN 71-04-21-127-002.000-003

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16680 GERALD ST, GRANGER, IN 46530-9579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 1992
Deed Sale	Jul 27, 1992
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16680 GERALD ST, GRANGER, IN 46530-9579
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018206
Date	Jul 02, 2020
Instrument	2018206

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,300 (+58.18%) Land $96,600 Building $155,700	$252,300 (+58.18%) Land $96,600 Building $155,700
2024	$479.00 (+1.7%)
2023	$471.00 (+11.61%)	$159,500 (-0.06%) Land $96,600 Building $62,900	$159,500 (-0.06%) Land $96,600 Building $62,900
2022	$422.00	$159,600 Land $96,600 Building $63,000	$159,600 Land $96,600 Building $63,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 172 locations within half a mile of this property.

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