St. Joseph County property record for 16655 Gerald St, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,134 sqft · built 1972 |
| Lot Size | 0.682 acres (29,736 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,837 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-21-126-011.000-003 |
| Primary APN | 71-04-21-126-011.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,134 sqft Living Area |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 29,736 sqft (0.682 acres) |
| Lot Dimensions | 177 ft deep x 168 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 0022017034316 |
|---|---|
| Street Address | 16655 GERALD ST |
| City | GRANGER |
| State | IN |
| Zip | 46530-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BEAVERS ADD |
| Legal Subdivision | BEAVERS ADD |
| Legal Lot Number | 16 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11306 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16655 GERALD ST, GRANGER, IN 46530-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1992 |
| Deed Sale | Dec 1, 1992 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 16655 GERALD ST, GRANGER, IN 46530-9579 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 1801178 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 1801178 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $412,200 (+23.49%) Land $96,600 Building $315,600 | $412,200 (+23.49%) Land $96,600 Building $315,600 | |
| 2024 | $3,837.00 (+1.37%) | ||
| 2023 | $3,785.00 (-11.63%) | $333,800 (-2.28%) Land $96,600 Building $237,200 | $333,800 (-2.28%) Land $96,600 Building $237,200 |
| 2022 | $4,283.00 Homeowner's exemption | $341,600 Land $96,600 Building $245,000 | $341,600 Land $96,600 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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