16662 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16662 W Central St, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,192 sqft · built 2003
Lot Size0.121 acres (5,259 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jan 2019)
Tax Bill$1,317 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN509-10-199

Property Details

APN / Parcel Number

Primary APN509-10-199
Alternative APN
  • 509101991

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,192 sqft Living Area
1st Floor Area938 sqft
2nd Floor Area1,254 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,259 sqft (0.121 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address16662 W CENTRAL ST
CitySURPRISE
StateAZ
Zip85388-1192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range2W
Legal Township3N
Legal Section1
Legal SubdivisionNORTHWEST RANCH UNIT 2 PHASE E
Legal PhaseE
Legal Lot Number185
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract61026

Owner

16662 W Central St is owned by two individuals who bought it in January 2019.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 7080, SAN CARLOS, CA 94070-7080
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 30, 2019Grant Deed, Transfer · Conventional with PMI
OMNI-FUND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2019 · Amount on File
Deed SaleJan 30, 2019 · Amount on File
Prior SaleDec 16, 2014 · Amount on File
Deed Document Number201965149
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16662 W CENTRAL ST, SURPRISE, AZ 85388-1192
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16662 W CENTRAL ST, SURPRISE, AZ 85388-1192

Mortgage

Document Number0000513595
DateMay 7, 2021
Instrument20210513595
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16662 W CENTRAL ST, SURPRISE, AZ 85388-1192
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000856065
DateOct 25, 2019
Instrument20190856065
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateJan 30, 2019
Property Address16662 W CENTRAL ST, SURPRISE, AZ 85388-1192
Document Number0000065149
Instrument DateJan 25, 2019
Instrument65149
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 7080 SAN CARLOS CA 940707080, SAN CARLOS, CA 94070-7080

Mortgage

Document Number65150
DateJan 30, 2019
Instrument65150
Lender
NameOMNI-FUND
TypeFunding / Finance Company
AddressMURRIETA, CA 92562
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16662 W Central St was $1,317.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,980 (+114.83%)$329,800 (+0.18%) Land $65,900 Building $263,900
2025$1,317.00$15,352 (-57.03%)$329,200 (-7.86%) Land $65,800 Building $263,400
2024$35,730$357,300 Land $71,400 Building $285,900
2023$1,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16662 W Central St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16662 W Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 99.2% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

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