16632 Ruby Hill Pl, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16632 Ruby Hill Pl, Charlotte, NC 28278 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2017
Square Footage4,094 sqft Heated Area
Lot Size11,884 sqft (0.272 acres)
OccupancyOwner Occupied
Last Sale$446,000 (2017)
Tax Bill$4,452.00 (2023)

Property Details

APN / Parcel Number

Primary APN217-162-57

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,094 sqft Heated Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Veneer Exterior
Foundation TypeRaised Foundation
Lot Area11,884 sqft (0.272 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number217-162-57
Street Address16632 RUBY HILL PL
CityCHARLOTTE
StateNC
Zip28278-8422
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL39 BD M45-15
Legal SubdivisionTURTIE POINT
Legal BlockD
Legal Lot Number39
JurisdictionMECKLENBURG NC
Minor Civil Division3, STEELE CREEK
Census Blockgroup1
Census Block1036
Census Tract5926

Owner

Source: Mecklenburg County records · APN 217-162-57

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16632 RUBY HILL PL, CHARLOTTE, NC 28278-8422
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Feb 28, 2017Trustee's Deed, Construction Loan · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2017 · Amount on Record
Deed SaleDec 28, 2017 · Amount on Record
Prior SaleApr 04, 2016 · Amount on Record
Deed Doc Number0032373292
Deed Book / Page32373 / 292
Record RefreshedJun 07, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 28, 2017
Property Address16632 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000173303
Book / Page32373 / 292
Map ReferenceMB45 PG15
Instrument DateDec 28, 2017
Instrument2017173303
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$892.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 687, PINEVILLE, NC 28134-0687

Transferred To (Grantee/Buyer)

NameVerified Name
Address16632 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000173304
DateDec 28, 2017
Instrument2017173304
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

February 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 28, 2017
Property Address16632 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Book / Page031601 / 000080
Instrument DateFeb 28, 2017
Instrument25928
Transaction TypeConstruction Loan
Record UpdatedMar 06, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16632 RUBY HILL PL CHARLOTTE NC 282788422, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000025928
DateFeb 28, 2017
Book Page031601/000080
Instrument25928
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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