1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Ruby Hill Pl

16608 Ruby Hill Pl, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16608 Ruby Hill Pl, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,540 sqft · built 2008
Lot Size0.324 acres (14,113 sqft)
OwnerCompany Name on File
Last Sale$439,000 (Mar 2018)
Tax Bill$5,194 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN217-162-61

Property Details

APN / Parcel Number

Primary APN217-162-61

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,540 sqft Living Area
Gross Area5,000 sqft
1st Floor Area1,650 sqft
Upper Floors Area1,637 sqft
Basement Area1,656 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialOther
Lot Area14,113 sqft (0.324 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area460 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16608 RUBY HILL PL
CityCHARLOTTE
StateNC
Zip28278-8422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-3
Legal DescriptionL43 BD M45-15
Legal SubdivisionPALISADES PH 03 MAP 04
Legal BlockD
Legal Lot Number43
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1036
Census Tract5926

Owner

Source: Mecklenburg County records · APN 217-162-61

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
BANK NATIONAL ASSOCIATION
Apr 21, 2023Intrafamily Transfer, Transfer
Apr 21, 2023Intrafamily Transfer, Transfer
May 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
May 20, 2020Deed of Trust, Mortgage · Conventional with PMI
DIRECT HM LNS
Jul 31, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 29, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Prior SaleNov 19, 2008 · Amount on Record
Deed Document Number201837208
Deed Book / Page32565 / 463
Last Transfer DateApr 21, 2023
Transfer Doc0000036178
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJul 28, 2026
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000080132
Book / Page40601 / 743
Instrument DateJul 17, 2026
Instrument202680132
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyCORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269

Mortgage

Document Number0000080132,
DateJul 28, 2026
Book Page40601/743
Instrument202680132
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateApr 21, 2023
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000036187
Book / Page38070 / 44
Map ReferenceMB 45 PG 15
Instrument DateApr 21, 2023
Instrument2023036187
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateApr 21, 2023
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000036178
Book / Page38069 / 981
Map ReferenceMB 45 PG 15
Instrument DateApr 21, 2023
Instrument2023036178
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065442
DateMay 30, 2019
Book Page33544/831
Instrument2019065442
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000074267
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16608 RUBY HILL PL CHARLOTTE NC 282788422, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000074267
DateMay 26, 2020
Book Page034607/000671
Instrument74267
Lender
NameDIRECT HM LNS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28203
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJul 31, 2018
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000095997
Book / Page032869 / 000536
Instrument DateJun 05, 2018
Instrument95997
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16608 RUBY HILL PL CHARLOTTE NC 282788422, CHARLOTTE, NC 28278-8422

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 29, 2018
Property Address16608 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000037208
Book / Page32565 / 463
Map ReferenceMB45 PG15 MAP4
Instrument DateMar 29, 2018
Instrument2018037208
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$878.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000037209
DateMar 29, 2018
Instrument2018037209
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,194.00$737,100 Land $137,500 Building $599,600$737,100 Land $137,500 Building $599,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000

Based on FCC filings for 220 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ruby Hill Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures