16637 Ruby Hill Pl, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16637 Ruby Hill Pl, Charlotte, NC 28278 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,036 sqft Heated Area
Lot Size13,023 sqft (0.298 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2021)
Tax Bill$3,798.00 (2023)

Owner

Source: Mecklenburg County records · APN 217-162-51

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16637 RUBY HILL PL, CHARLOTTE, NC 28278-8422
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Apr 13, 2017Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleApr 13, 2017 · Amount on Record
Deed Doc Number0035794613
Deed Book / Page35794 / 613
Record RefreshedJun 07, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 12, 2021
Property Address16637 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000048777
Book / Page35794 / 613
Map ReferenceMB 45 PG 15
Instrument DateMar 08, 2021
Instrument2021048777
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyAUSTIN TITLE, AUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$970.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5305 PEACH BLOSSOM BLVD, PORT ORANGE, FL 32128-7552

Transferred To (Grantee/Buyer)

NameVerified Name
Address16637 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000048778
DateMar 12, 2021
Instrument2021048778
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 13, 2017
Property Address16637 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000047904
Book / Page31716 / 893
Map ReferenceMB45 PG15
Instrument DateApr 12, 2017
Instrument2017047904
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3011 WHEAT FIELD DR, 3011, WINGATE, NC 28174

Transferred To (Grantee/Buyer)

NameVerified Name
Address16637 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000047905
DateApr 13, 2017
Instrument2017047905
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN217-162-51

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,036 sqft Heated Area
Gross Area3,596 sqft Gross Area
1st Floor1,585 sqft 1st Floor
Upper Floors1,449 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Architectural StyleOther Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeRaised Foundation
Lot Area13,023 sqft (0.298 acres)
Garage Area529 sqft Garage
Deck Area150 sqft Deck
Porch1 Porch
Porch Area33 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number217-162-51
Street Address16637 RUBY HILL PL
CityCHARLOTTE
StateNC
Zip28278-8422
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL33 BD M45-15
Legal SubdivisionPALISADES PH 03 MAP 04
Legal BlockD
Legal Lot Number33
JurisdictionMECKLENBURG NC
Minor Civil Division3, STEELE CREEK
Census Blockgroup1
Census Block1036
Census Tract5926

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