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16607 Ruby Hill Pl, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16607 Ruby Hill Pl, Charlotte, NC 28278 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,998 sqft · built 2006
Lot Size0.735 acres (32,025 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Aug 2020)
Tax Bill$5,143 (2023)
Deeds & MortgagesApr 2022 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN217-162-64

Property Details

APN / Parcel Number

Primary APN217-162-64

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories3 Stories
Building Area4,998 sqft Heated Area
Gross Area5,630 sqft
1st Floor Area1,904 sqft
Upper Floors Area2,298 sqft
Attic Area796 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area32,025 sqft (0.735 acres)
Garage Area504 sqft
Deck Area408 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number217-162-64
Street Address16607 RUBY HILL PL
CityCHARLOTTE
StateNC
Zip28278-8422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL46 BD M45-15
Legal SubdivisionPALISADES PH 03 MAP 03
Legal BlockD
Legal Lot Number46
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1036
Census Tract5926

Owner

Source: Mecklenburg County records · APN 217-162-64

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16607 RUBY HILL PL, CHARLOTTE, NC 28278-8422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Aug 11, 2020Warranty Deed, Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleJan 12, 2015
Deed Document Number0034914343
Deed Book / Page34914 / 343
Record UpdatedJun 07, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16607 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053448
DateApr 06, 2022
Book Page37228/603
Instrument2022053448
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 11, 2020
Property Address16607 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000124869
Book / Page34914 / 343
Map ReferenceMB 45 PG 15
Instrument DateAug 10, 2020
Instrument2020124869
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMASTER TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15608 SASSAFRAS LN, 15608, CHARLOTTE, NC 28278-6555

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124870
DateAug 11, 2020
Instrument2020124870
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190059261, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Comporium. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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