Mecklenburg County property record for 16638 Ruby Hill Pl, Charlotte, NC 28278 · Last verified June 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 4,088 sqft Heated Area |
| Lot Size | 11,897 sqft (0.273 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2014) |
| Tax Bill | $4,466.00 (2023) |
Source: Mecklenburg County records · APN 217-162-56
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 16638 RUBY HILL PL, CHARLOTTE, NC 28278-8422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SIGNATURE LENDING LLC |
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 04, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2014 · Amount on Record |
| Deed Sale | Mar 18, 2014 · Amount on Record |
| Prior Sale | Jun 28, 2012 · Amount on Record |
| Deed Doc Number | 0029056247 |
| Deed Book / Page | 29056 / 247 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16638 RUBY HILL PL, CHARLOTTE, NC 28278-8422 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000064121 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 37286/158 |
| Instrument | 2022064121 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16638 RUBY HILL PL, CHARLOTTE, NC 28278-8422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000168149 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 35170/231 |
| Instrument | 2020168149 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16638 RUBY HILL PL, CHARLOTTE, NC 28278-8422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047418 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 34438/967 |
| Instrument | 2020047418 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16638 RUBY HILL PL, CHARLOTTE, NC 28278-8422 |
| Document Number | 0000033377 |
| Instrument Date | Mar 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 16638 RUBY HILL PL CHARLOTTE NC 282788422, CHARLOTTE, NC 28278-8422 |
| Document Number | 0000033377 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 031639/000492 |
| Instrument | 33377 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 217-162-56 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,088 sqft Heated Area |
| Gross Area | 4,570 sqft Gross Area |
| 1st Floor | 1,907 sqft 1st Floor |
| Upper Floors | 2,181 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 11,897 sqft (0.273 acres) |
| Garage Area | 460 sqft Garage |
| Patio Area | 420 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 22 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 217-162-56 |
|---|---|
| Street Address | 16638 RUBY HILL PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-8422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L38 BD M45-15 |
| Legal Subdivision | PALISADES PH 03 MAP 04 |
| Legal Block | D |
| Legal Lot Number | 38 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 3, STEELE CREEK |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 5926 |
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