Hays County property record for 165 Opal Lake Dr, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 2,169 sqft · built 2005 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,216 (Jun 2026) |
| Tax Bill | $4,988 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117969000C006002 |
| Primary APN | 117969000C006002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,169 sqft Living Area |
| Gross Area | 2,643 sqft |
| 1st Floor Area | 1,125 sqft |
| Upper Floors Area | 1,044 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,075 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R112745 |
|---|---|
| Street Address | 165 OPAL LAKE DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAKE RANCH PHASE THREE, BLOCK C, LOT 6 |
| Legal Subdivision | SOUTHLAKE RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10916 |
Source: Hays County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS/GA LLC |
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS/GA LLC |
| Dec 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SERVIS ONE INC |
| Mar 2, 2018 | Warranty Deed, Transfer CORNERSTONE HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Mar 2, 2018 · Amount on Record |
| Deed Document Number | 202623944 |
| Prior Transfer Date | Feb 28, 2018 |
| Prior Transfer Doc | 0000007336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jun 25, 2026 |
| Property Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000023944 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202623944 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023945, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202623945 |
| Name | MORTGAGE SOLUTIONS/GA LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jun 25, 2026 |
| Property Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000023944 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202623944 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000023945, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202623945 |
| Name | MORTGAGE SOLUTIONS/GA LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072186 |
|---|---|
| Date | Dec 31, 2021 |
| Instrument | 21072186 |
| Name | SERVIS ONE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Mar 2, 2018 |
| Property Address | 165 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000007336 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 7336 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 OPAL LAKE DR KYLE TX 786405866, KYLE, TX 78640-5866 |
| Document Number | 7337 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 7337 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,988.00 (-15.71%) | $280,780 (-4.37%) Land $63,720 Building $217,060 | $280,780 (-16.97%) Land $63,720 Building $217,060 |
| 2024 | $5,918.00 (+3.21%) | ||
| 2023 | $293,607 Land $70,800 Building $267,350 | $338,150 Land $70,800 Building $267,350 | |
| 2022 | $5,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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