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181 Opal Lake Dr, Kyle, TX 78640 Property Records

Hays County property record for 181 Opal Lake Dr, Kyle, TX 78640 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1,175 sqft · built 2007
Owner2 Owner Names on File
Tax Bill$6,493 (2024)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN117969000C004002

Property Details

APN / Parcel Number

Primary APN117969000C004002
Alternative APN
  • R112743

Interior

Stories1 Story
Building Area1,175 sqft Living Area
Gross Area1,637 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR112743
Old Parcel Number117969000C004002
Street Address181 OPAL LAKE DR
CityKYLE
StateTX
Zip78640-5866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHLAKE RANCH PHASE THREE, BLOCK C, LOT 4 TAX CODES:PCC,RSP,SHA,WPC,ACCD,EHA
Legal SubdivisionSOUTHLAKE RANCH PHASE THREE
Legal Phase3
Legal BlockC
Legal Lot Number4
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group2
Census Block2002
Census Tract10916

Owner

Source: Hays County records · APN 117969000C004002

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address181 OPAL LAKE DR, KYLE, TX 78640-5866
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2007
Deed SaleAug 02, 2007
Deed Document Number70022677
Deed Book / Page3221 / 623
Record UpdatedJun 08, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAYS TX
Property Address181 OPAL LAKE DR, KYLE, TX 78640-5866
Document Number0000029650
Instrument DateAug 01, 2018
Transaction TypeMortgage
Record UpdatedSep 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address181 OPAL LAKE DR KYLE TX 786405866, KYLE, TX 78640-5866

Mortgage

Document Number0000029650
DateAug 20, 2018
Instrument29650
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43219-6009
Agreement
AmountAmount Recorded
Term360 Months
DueAug 19, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalityKyle City
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$222,940 (-17.44%) Land $63,720 Building $159,220$222,940 (-17.44%) Land $63,720 Building $159,220
2024$6,493.00 (-1.8%)
2023$270,020 Land $70,800 Building $199,220$270,020 Land $70,800 Building $199,220
2022$6,612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2012, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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