Hays County property record for 148 Opal Lake Dr, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 1,425 sqft · built 2006 |
| Lot Size | 0.14 acres (6,119 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,100 (Mar 2019) |
| Tax Bill | $4,751 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117969000B017002 |
| Primary APN | 117969000B017002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,425 sqft Living Area |
| Gross Area | 1,893 sqft |
| 1st Floor Area | 1,425 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,119 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 158 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R112733 |
|---|---|
| Street Address | 148 OPAL LAKE DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAKE RANCH PHASE THREE, BLOCK B, LOT 17 |
| Legal Subdivision | SOUTHLAKE RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10916 |
Source: Hays County records, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 148 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Deed of Trust, Mortgage | |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 1, 2019 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Document Number | 20196515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 148 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011880 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 21011880 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 148 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 148 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | TEXAS NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050445 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 21050445 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Mar 1, 2019 |
| Property Address | 148 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000006515 |
| Map Reference | VOL 12 PG 18 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 19006515 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 148 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000006516 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 19006516 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000006517 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 19006517 |
| Name | THE BANK OF NEW YORK TRUST CO NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236,950 (-3.9%) Land $63,720 Building $173,230 | $236,950 (-15.25%) Land $63,720 Building $173,230 | |
| 2024 | $4,751.00 (+1.21%) | ||
| 2023 | $246,574 Land $70,800 Building $208,790 | $279,590 Land $70,800 Building $208,790 | |
| 2022 | $4,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures