Hays County property record for 164 Opal Lake Dr, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 1,175 sqft · built 2006 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,221 (Jul 2022) |
| Tax Bill | $3,573 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117969000B018002 |
| Primary APN | 117969000B018002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,175 sqft Living Area |
| Gross Area | 1,692 sqft |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,075 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R112734 |
|---|---|
| Street Address | 164 OPAL LAKE DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAKE RANCH PHASE THREE, BLOCK B, LOT 18 |
| Legal Subdivision | SOUTHLAKE RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10916 |
Source: Hays County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3422 WILLOWRUN DR, 2, AUSTIN, TX 78704-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPEOPLE LLC |
| Jul 29, 2022 | Vendor's Lien, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Apr 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2013 · Amount on Record |
| Deed Document Number | 202237041 |
| Prior Transfer Date | Sep 26, 2013 |
| Prior Transfer Doc | 0013033252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 164 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000070167 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 21070167 |
| Name | LOANPEOPLE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jul 29, 2022 |
| Property Address | 164 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000037041 |
| Map Reference | VOL 12 PG 18 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 22037041 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5948 FERGUS, KYLE, TX 78640-8866 |
| Name | Verified Name |
|---|---|
| Address | 164 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000037043 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 22037043 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 27, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 164 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012174 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 18012174 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2038 |
Source: Hays County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,573.00 (-30.31%) Homeowner's exemption | $222,940 (-17.44%) Land $63,720 Building $159,220 | $222,940 (-17.44%) Land $63,720 Building $159,220 |
| 2024 | $5,127.00 (+38.23%) | ||
| 2023 | $270,020 Land $70,800 Building $199,220 | $270,020 Land $70,800 Building $199,220 | |
| 2022 | $3,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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