Hays County property record for 157 Opal Lake Dr, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 2,083 sqft · built 2007 |
| Owner | 2 Owner Names on Record |
| Tax Bill | $5,889 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117969000C007002 |
| Primary APN | 117969000C007002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,083 sqft Living Area |
| Gross Area | 2,524 sqft |
| Upper Floors Area | 1,199 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R112746 |
|---|---|
| Old Parcel Number | 117969000C007002 |
| Street Address | 157 OPAL LAKE DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAKE RANCH PHASE THREE, BLOCK C, LOT 7 TAX CODES:PCC,RSP,SHA,WPC,ACCD,EHA |
| Legal Subdivision | SOUTHLAKE RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10916 |
Source: Hays County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 157 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2007 |
| Deed Sale | Mar 30, 2007 |
| Deed Document Number | 70009077 |
| Deed Book / Page | 3136 / 490 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 157 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000016370 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 22016370 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 157 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000029980 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 157 OPAL LAKE DR KYLE TX 786405866, KYLE, TX 78640-5866 |
| Document Number | 0000029980 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 29980 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271,231 (-7.25%) Land $63,720 Building $207,511 | $271,231 (-19.49%) Land $63,720 Building $207,511 | |
| 2024 | $5,889.00 (+3.15%) | ||
| 2023 | $292,445 Land $70,800 Building $266,090 | $336,890 Land $70,800 Building $266,090 | |
| 2022 | $5,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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