Harrison County property record for 16435 Three Rivers Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,269 sqft · built 2014 |
| Lot Size | 4.09 acres (178,596 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (May 2010) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1006-18-001.014 |
| Primary APN | 1006-18-001.014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,269 sqft Adjusted Area |
| 1st Floor Area | 1,664 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 178,596 sqft (4.09 acres) |
| Pool Area | 864 sqft |
| Patio Area | 480 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 107253 |
|---|---|
| Street Address | 16435 THREE RIVERS RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-7657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.1 AC BEG 987.2 FT W & 1071.5 FT S OF NE COR OF SEC 18 E 691 FT TO W MAR OF THREE RIVERS RD SLY ALONG RD 250.8 FT W 722.1 FT |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 18 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3409 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16435 THREE RIVERS RD, BILOXI, MS 39532-7657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2010 · Amount on Record |
| Deed Sale | May 14, 2010 · Amount on Record |
| Deed Document Number | 2010-0003092-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 16435 THREE RIVERS RD, BILOXI, MS 39532-7657 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20198695TJ1 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2019-8695-T-J1 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 25, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 16435 THREE RIVERS RD, BILOXI, MS 39532-7657 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20220001747TJ1 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-0001747-T-J1 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 25, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+5.72%) Homeowner's exemption Disabled Person's exemption | $45,472 (+5.92%) | $454,724 (+5.92%) Land $48,351 Building $406,373 |
| 2024 | $3,777.00 (+0.21%) | ||
| 2023 | $3,769.00 (+10.37%) Homeowner's exemption Disabled Person's exemption | $42,932 | $429,323 Land $43,954 Building $385,369 |
| 2022 | $3,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 92% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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