Harrison County property record for 16351 Three Rivers Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,305 sqft · built 2002 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2021) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1006-18-001.040 |
| Primary APN | 1006-18-001.040 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,305 sqft Adjusted Area |
| 1st Floor Area | 1,903 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 524 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 107452 |
|---|---|
| Street Address | 16351 THREE RIVERS RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-7633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 AC LOT 21 WHITE STAR ESTATES SUBD PH 1 SEC 18-6-10 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Subdivision | WHITE STAR ESTATES SUBD PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3409 |
16351 Three Rivers Rd is owned and occupied by an individual who bought it in July 2021.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16351 THREE RIVERS RD, BILOXI, MS 39532-7633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU |
| Jul 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 2021-0010990-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 16351 THREE RIVERS RD, BILOXI, MS 39532-7633 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20210026852 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 20210026852 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 9, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 29, 2021 |
| Property Address | 16351 THREE RIVERS RD, BILOXI, MS 39532-7633 |
| Document Number | 20210010990DJ1 |
| Map Reference | PB 37 PG 55 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021-0010990-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14497 WINDMILL CV, GULFPORT, MS 39503-8491 |
| Name | Verified Name |
|---|---|
| Address | 16351 THREE RIVERS RD, BILOXI, MS 39532-7633 |
The 2025 property tax bill for 16351 Three Rivers Rd was $772 with a homeowner's exemption, up 0.3% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772.00 (+0.26%) Homeowner's exemption | $16,768 | $167,681 Land $40,647 Building $127,034 |
| 2024 | $770.00 (-0.65%) | ||
| 2023 | $775.00 (-3.37%) Homeowner's exemption | $15,683 | $156,827 Land $36,951 Building $119,876 |
| 2022 | $802.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16351 Three Rivers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16351 Three Rivers Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 92% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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