El Dorado County property record for 1640 Bear Rock Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,264 sqft · built 2009 |
| Lot Size | 13 acres (566,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Jul 2025) |
| Tax Bill | $4,375 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-150-002-000 |
| Primary APN | 089-150-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood |
| Lot Area | 566,280 sqft |
| Terrain | Gentle Slope |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,264 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Water Source | Well |
| Street Address | 1640 BEAR ROCK RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20 |
| Legal Description | PM 21/22/A |
| Legal Subdivision | P |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 31100 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1640 BEAR ROCK RD, PLACERVILLE, CA 95667-4664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2006 · Amount on Record |
| Deed Document Number | 202520897 |
| Prior Transfer Date | Aug 3, 1994 |
| Prior Transfer Doc | 0000047549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1640 BEAR ROCK RD, PLACERVILLE, CA 95667-4664 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 1640 BEAR ROCK RD, PLACERVILLE, CA 95667-4664 |
| Document Number | 0000060473 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-0060473 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 8, 2018 |
| Property Address | 1640 BEAR ROCK RD, PLACERVILLE, CA 95667-4664 |
| Document Number | 0000017260 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 17260 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1640 BEAR ROCK RD PLACERVILLE CA 956674664, PLACERVILLE, CA 95667-4664 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $585,000 (+41.99%) Land $269,000 Building $316,000 | |
| 2025 | $4,375.00 (-0.61%) | $412,000 (-) Land $306,000 Building $106,000 |
| 2023 | $4,402.00 (+1.17%) Homeowner's exemption | $412,000 Land $306,000 Building $106,000 |
| 2022 | $4,351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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