1620 Bear Rock Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1620 Bear Rock Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,911 sqft · built 1987
Lot Size	11.5 acres (503,118 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Aug 2021)
Tax Bill	$10,386 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089-150-038-000`

Property Details

APN / Parcel Number

Primary APN	`089-150-038-000`
Alternative APNs	`08915038100` `0891503810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
1st Floor Area	1,911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	503,118 sqft (11.5 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,911 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1620 BEAR ROCK RD
City	PLACERVILLE
State	CA
Zip	95667-4664
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20
Legal Description	PM 26/111/A
Legal Subdivision	26-111, PARCEL MAP
Legal Lot Number	15
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3025
Census Tract	31100

Owner

Source: El Dorado County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2021	Grant Deed, Transfer · FHA Mortgage TJC MORTGAGE INC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	202154967
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	0000026088
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664

Mortgage

Document Number	0000035495
Date	Dec 20, 2023
Instrument	2023-0035495

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2024

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664

Mortgage

Document Number	0000018757
Date	Jul 7, 2023
Instrument	2023-0018757

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664

Mortgage

Document Number	0000022986
Date	May 24, 2022
Instrument	2022-0022986

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 24, 2021
Property Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664
Document Number	0000054967
Map Reference	MB 26 PG 111
Instrument Date	Aug 6, 2021
Instrument	2021-0054967
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664

Mortgage

Document Number	0000054968
Date	Aug 24, 2021
Instrument	2021-0054968

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1620 BEAR ROCK RD, PLACERVILLE, CA 95667-4664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL FAIR OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031659
Date	Jul 31, 2017
Instrument	2017-0031659

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,386.00 (+1.08%)	$493,461 (+4.04%) Land $175,099 Building $318,362
2024	$10,275.00 (+0.58%)
2023	$10,216.00 (+104.85%)	$474,300 Land $168,300 Building $306,000
2022	$4,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bear Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures