Osceola County property record for 1639 Reflection Cv, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,928 sqft Living Area |
| Lot Size | 4,878 sqft (0.112 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $98,300 (2022) |
| Tax Bill | $3,848.00 (2024) |
| Primary APN | 31-25-31-0840-0001-1920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,324 sqft Gross Area |
| 1st Floor | 947 sqft 1st Floor |
| Upper Floors | 981 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,878 sqft (0.112 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 294 sqft Garage |
| Porch Area | 102 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1639 REFLECTION CV |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 192 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1920 |
| Legal Lot Number | 192 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-1920
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2178 BRILLANTE DR, SAINT CLOUD, FL 34771-8743 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 25, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 10, 2017 | Warranty Deed, Subdivision Related Transfer DHI TITLE OF FLORIDA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Doc Number | 202212759 |
| Deed Book / Page | 6135 / 1733 |
| Prior Transfer Date | Jan 09, 2022 |
| Prior Transfer Doc | 0061351733 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 25, 2022 |
| Property Address | 1639 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0061351733 |
| Book / Page | 6135 / 1733 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Jan 09, 2022 |
| Instrument | 2022012759 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $688.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1639 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0061351737 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 6135/1737 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 10, 2017 |
| Property Address | 1639 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0052211899 |
| Book / Page | 5221 / 1899 |
| Map Reference | MB19 PG22-25 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017145010 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1639 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 (+3.48%) Homeowner's exemption | $265,383 (+5.99%) | $299,500 (-1.55%) Land $40,000 Building $259,500 |
| 2024 | $3,848.00 (+2.61%) | ||
| 2023 | $3,750.00 (+3.56%) Homeowner's exemption | $250,393 (+3%) | $304,200 (+25.13%) Land $14,900 Building $289,300 |
| 2022 | $3,621.00 Homeowner's exemption | $243,100 Land $14,900 Building $228,200 | $243,100 Land $14,900 Building $228,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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