1635 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1635 Reflection Cv, Saint Cloud, FL 34771 · Last verified June 2023

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2017
Square Footage	1,695 sqft Heated Area
Lot Size	3,136 sqft (0.071 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2021)
Tax Bill	$4,060.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`147695`
Alternative APN	`312531084000011900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,695 sqft Heated Area
Gross Area	2,107 sqft Gross Area
1st Floor	807 sqft 1st Floor
Upper Floors	888 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,136 sqft (0.071 acres)
Depth X Width	1,250 ft x 250 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	294 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	118 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	147695
Street Address	1635 REFLECTION CV
City	SAINT CLOUD
State	FL
Zip	34771-7552
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 190
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK TOWNHOMES
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	190
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2014
Census Tract	43600

Owner

Source: Osceola County records · APN 147695

Assessment roll updated July 1, 2022 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1635 REFLECTION CV, SAINT CLOUD, FL 34771-7552
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Doc Number	2021175490
Deed Book / Page	6084 / 1908
Record Refreshed	Jun 07, 2026

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 06, 2017
Property Address	1635 REFLECTION CV, SAINT CLOUD, FL 34771-7552
Document Number	0052200428
Book / Page	005220 / 000428
Instrument Date	Sep 29, 2017
Instrument	143621
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2017
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,322.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 REFLECTION CV ST CLOUD FL 347717552, ST CLOUD, FL 34771-7552

Mortgage

Document Number	52200429
Date	Oct 06, 2017
Book Page	005220/000429
Instrument	143622

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2022 · Last verified June 2023

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.