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1637 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1637 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage1,852 sqft Heated Area
Lot Size3,136 sqft (0.071 acres)
OccupancyOwner Occupied
Last Sale$194,990 (2017)
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN147696
Alternative APN
  • 312531084000011910

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,852 sqft Heated Area
Gross Area2,242 sqft Gross Area
1st Floor926 sqft 1st Floor
Upper Floors926 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,136 sqft (0.071 acres)
Depth X Width125 ft x 25 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area294 sqft Garage
PorchFinished/Screened Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number147696
Street Address1637 REFLECTION CV
CitySAINT CLOUD
StateFL
Zip34771-7552
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 191
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK TOWNHOMES
Legal Phase1A
Legal Tract840
Legal Block1
Legal Lot Number191
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2014
Census Tract43600

Owner

Source: Osceola County records · APN 147696

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1637 REFLECTION CV, SAINT CLOUD, FL 34771-7552
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONSTAR MORTGAGE LLC
Sep 22, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Deed Doc Number2017133756
Deed Book / Page5210 / 2684
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1637 REFLECTION CV, SAINT CLOUD, FL 34771-7552
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1367 REFLECTION CV, SAINT CLOUD, FL 34771

Mortgage

Document Number0058122997
DateOct 15, 2020
Book Page5812/2997
Instrument2020139241
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 22, 2017
Property Address1637 REFLECTION CV, SAINT CLOUD, FL 34771-7552
Document Number0052102684
Book / Page5210 / 2684
Map ReferenceMB19 PG22-25
Instrument DateSep 20, 2017
Instrument2017133756
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1637 REFLECTION CV, SAINT CLOUD, FL 34771-7552

Mortgage

Document Number0052102685
DateSep 22, 2017
Instrument5210/2685
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$197,176 (+5.99%)$285,600 (-1.07%) Land $40,000 Building $245,600
2023$2,591.00 (+3.85%) Homeowner's exemption$186,039 (+3%)$288,700 (+25.09%) Land $14,900 Building $273,800
2022$2,495.00 Homeowner's exemption$180,621$230,800 Land $14,900 Building $215,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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