Osceola County property record for 1631 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,852 sqft Heated Area |
| Lot Size | 3,136 sqft (0.071 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2019) |
| Tax Bill | $2,879.00 (2025) |
| Primary APN | 147693 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,852 sqft Heated Area |
| Gross Area | 2,242 sqft Gross Area |
| 1st Floor | 926 sqft 1st Floor |
| Upper Floors | 926 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,136 sqft (0.071 acres) |
| Depth X Width | 125 ft x 25 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 294 sqft Garage |
| Porch | Open Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 147693 |
|---|---|
| Street Address | 1631 REFLECTION CV |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 188 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK TOWNHOMES |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1 |
| Legal Lot Number | 188 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 43600 |
Source: Osceola County records · APN 147693
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Dec 07, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2019 · Amount on Record |
| Deed Sale | Oct 01, 2019 · Amount on Record |
| Prior Sale | Dec 07, 2017 · Amount on Record |
| Deed Doc Number | 2019125960 |
| Deed Book / Page | 5597 / 1612 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 01, 2019 |
| Property Address | 1631 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0055971612 |
| Book / Page | 005597 / 001612 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 125960 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1631 REFLECTION CV ST CLOUD FL 347717552, ST CLOUD, FL 34771-7552 |
| Document Number | 55971614 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 005597/001614 |
| Instrument | 125961 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 07, 2017 |
| Property Address | 1631 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0052492331 |
| Book / Page | 5249 / 2331 |
| Map Reference | MB19 PG22-25 |
| Instrument Date | Dec 06, 2017 |
| Instrument | 2017173750 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 VISTA BLVDLEE, 620, ORLANDO, FL 32830 |
| Name | Verified Name |
|---|---|
| Address | 1631 REFTECTION CV ST, SAINT CLOUD, FL 34771 |
| Document Number | 2017173751 |
|---|---|
| Date | Dec 07, 2017 |
| Instrument | 2017173751 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,879.00 (+6.51%) Homeowner's exemption | $203,745 (+5.99%) | $284,800 (-1.04%) Land $40,000 Building $244,800 |
| 2023 | $2,703.00 (+3.8%) Homeowner's exemption | $192,236 (+3%) | $287,800 (+25.08%) Land $14,900 Building $272,900 |
| 2022 | $2,604.00 Homeowner's exemption | $186,637 | $230,100 Land $14,900 Building $215,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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