1627 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1627 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	1,928 sqft Heated Area
Lot Size	4,051 sqft (0.092 acres)
Occupancy	Owner Occupied
Last Sale	$218,000 (2019)
Tax Bill	$3,046.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`147691`
Alternative APN	`312531084000011860`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,928 sqft Heated Area
Gross Area	2,324 sqft Gross Area
1st Floor	947 sqft 1st Floor
Upper Floors	981 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,051 sqft (0.092 acres)
Depth X Width	125 ft x 33 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	294 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	102 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	147691
Street Address	1627 REFLECTION CV
City	SAINT CLOUD
State	FL
Zip	34771-7552
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 186
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK TOWNHOMES
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	186
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2014
Census Tract	43600

Owner

Source: Osceola County records · APN 147691

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1627 REFLECTION CV, SAINT CLOUD, FL 34771-7552
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Doc Number	2019110095
Deed Book / Page	5578 / 2697
Record Refreshed	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 23, 2019
Property Address	1627 REFLECTION CV, SAINT CLOUD, FL 34771-7552
Document Number	0055782697
Book / Page	5578 / 2697
Map Reference	MB 19 PG 22-25
Instrument Date	Aug 08, 2019
Instrument	2019110095
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	INFINITY TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1627 REFLECTION CV, 1627, SAINT CLOUD, FL 34771-7552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 REFLECTION CV, SAINT CLOUD, FL 34771-7552

Mortgage

Document Number	0055782699
Date	Aug 23, 2019
Instrument	5578/2699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (+6.43%) Homeowner's exemption	$213,093 (+5.99%)	$296,700 (-1.46%) Land $40,000 Building $256,700
2023	$2,862.00 (+3.77%) Homeowner's exemption	$201,057 (+3%)	$301,100 (+25.09%) Land $14,900 Building $286,200
2022	$2,758.00 Homeowner's exemption	$195,201	$240,700 Land $14,900 Building $225,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.