1638 Union Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 1638 Union Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,599 sqft · built 2016
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Jan 2020)
Tax Bill$5,986 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jan 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN238-620-560-000

Property Details

APN / Parcel Number

Primary APN238-620-560-000
Alternative APN
  • 238-620-56

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,599 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleL-Shape
Construction TypeWood
Lot Area1,742 sqft (0.04 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-620-56
Street Address1638 UNION LN
CityTRACY
StateCA
Zip95377-7804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820
Legal SubdivisionTRACT NO 3820
Legal Tract3820
Legal Block3
Legal Lot Number56
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3002
Census Tract5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14320 ELVA AVE, SARATOGA, CA 95070-5814
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Jan 24, 2020Quit Claim Deed, Transfer
STEWART TITLE
Oct 18, 2019Grant Deed, Transfer
SERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGCY INC
Sep 27, 2019Trustee's Deed, Foreclosure
SERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number202010526
Prior Transfer DateSep 25, 2019
Prior Transfer Doc0000109288
Record UpdatedOct 29, 2026

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 24, 2020
Property Address1638 UNION LN, TRACY, CA 95377-7804
Document Number0000010526
Instrument DateJan 21, 2020
Instrument10526
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$446.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1638 UNION LN TRACY CA 953777804, TRACY, CA 95377-7804

Mortgage

Document Number10527
DateJan 24, 2020
Instrument10527
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 24, 2020
Property Address1638 UNION LN, TRACY, CA 95377-7804
Document Number0000010525
Instrument DateDec 26, 2019
Instrument10525
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address14320 ELVA AVE SARATOGA CA 950705814, SARATOGA, CA 95070-5814

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 18, 2019
Property Address1638 UNION LN, TRACY, CA 95377-7804
Document Number0000118974
Instrument DateOct 1, 2019
Instrument118974
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanySERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 27, 2019
Property Address1638 UNION LN, TRACY, CA 95377-7804
Document Number0000109288
Instrument DateSep 19, 2019
Instrument109288
Transaction TypeForeclosure
Record UpdatedOct 16, 2019
Title CompanySERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$411.42
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5016 PARKWAY PLAZA BOULEVARD BUILDI CHARLOTTE NC 28217, CHARLOTTE, NC 28217

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,986.00 (-10.07%)
2025$6,656.00 (+9.1%)$442,921 (+4.04%) Land $164,045 Building $278,876
2023$6,101.00 (-2.34%)$425,724 Land $157,676 Building $268,048$508,860
2022$6,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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