San Joaquin County property record for 1639 Union Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,936 sqft · built 2016 |
| Lot Size | 0.048 acres (2,074 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Jun 2016) |
| Tax Bill | $6,466 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-620-370-000 |
| Primary APN | 238-620-370-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 2,074 sqft (0.048 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-620-37 |
|---|---|
| Street Address | 1639 UNION LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820 |
| Legal Subdivision | TRACT NO 3820 |
| Legal Tract | 3820 |
| Legal Block | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on Record |
| Deed Sale | Jun 20, 2016 · Amount on Record |
| Deed Document Number | 201670867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000113781 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-113781 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY AUBURN |
| Name | Verified Name |
|---|
| Document Number | 0000092092 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019-092092 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000108630 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019-108630 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1639 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000097094 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021-097094 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,466.00 (-9.39%) | ||
| 2025 | $7,136.00 (+9.16%) | $484,744 (+4.04%) Land $169,870 Building $314,874 | |
| 2023 | $6,537.00 (-2.05%) | $465,923 Land $163,275 Building $302,648 | $556,290 |
| 2022 | $6,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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