San Joaquin County property record for 1628 Union Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,087 sqft · built 2016 |
| Lot Size | 0.05 acres (2,169 sqft) |
| Owner | Company Name on Record |
| Last Sale | $485,000 (Sep 2018) |
| Tax Bill | $7,112 (2026) |
| Deeds & Mortgages | May 2021 Sale Dec 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-620-580-000 |
| Primary APN | 238-620-580-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,087 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 2,169 sqft (0.05 acres) |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 238-620-58 |
|---|---|
| Street Address | 1628 UNION LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820 |
| Legal Subdivision | TRINITY LANE |
| Legal Tract | 3820 |
| Legal Block | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 33703 SIMPLE CT, FREMONT, CA 94555-2056 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 4, 2021 | Grant Deed, Transfer |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 26, 2021 | Grant Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK |
| Jan 10, 2020 | Grant Deed, Transfer |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 20, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jun 20, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Jun 20, 2017 · Amount on Record |
| Deed Document Number | 2018102449 |
| Prior Transfer Date | Jun 16, 2017 |
| Prior Transfer Doc | 0000070100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 4, 2021 |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000078475 |
| Map Reference | MB 42 PG 15 |
| Instrument Date | Apr 24, 2021 |
| Instrument | 2021-078475 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33703 SIMPLE CT, FREMONT, CA 94555-2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000144538 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 2019-144538 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 26, 2021 |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000014636 |
| Map Reference | MB 42 PG 15 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021-014636 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33703 SIMPLE CT, FREMONT, CA 94555-2056 |
| Document Number | 0000014637 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-014637 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 10, 2020 |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000004336 |
| Map Reference | MB 42 PG 15 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 2020-004336 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33703 SIMPLE CT, FREMONT, CA 94555-2056 |
| Mail Care Of | JIGAR C SHAH |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000102449 |
| Map Reference | MB 42 PG 15 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 2018-102449 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 33703 SIMPLE CT, FREMONT, CA 94555-2056 |
| Document Number | 0000102450 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-102450 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 20, 2017 |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000070100 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 70100 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1628 UNION LN TRACY CA 953777804, TRACY, CA 95377-7804 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 20, 2017 |
| Property Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000070099 |
| Map Reference | MAP42 PG15 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 2017-070099 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1628 UNION LN, TRACY, CA 95377-7804 |
| Document Number | 0000070101 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017-070101 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,112.00 (-8.61%) | ||
| 2025 | $7,782.00 (+9.25%) | $541,021 (+4.04%) Land $167,325 Building $373,696 | |
| 2023 | $7,123.00 (-1.72%) | $520,015 Land $160,829 Building $359,186 | $558,630 |
| 2022 | $7,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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