1624 Union Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 1624 Union Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,978 sqft · built 2016
Lot Size0.046 acres (1,997 sqft)
OwnerIndividual Name on Record
Last Sale$620,500 (May 2024)
Tax Bill$8,834 (2025)
Deeds & MortgagesSep 2025 Mortgage
May 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN238-620-590-000

Property Details

APN / Parcel Number

Primary APN238-620-590-000
Alternative APN
  • 238-620-59

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,978 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleL-Shape
Construction TypeWood
Lot Area1,997 sqft (0.046 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-620-59
Street Address1624 UNION LN
CityTRACY
StateCA
Zip95377-7804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820
Legal SubdivisionTRINITY LANE
Legal Tract3820
Legal Block3
Legal Lot Number59
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3002
Census Tract5211

Owner

Source: San Joaquin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1624 UNION LN, TRACY, CA 95377-7804
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 8, 2024Grant Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 4, 2023Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2024 · Amount on Record
Deed SaleMay 8, 2024 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Document Number202437985
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1624 UNION LN, TRACY, CA 95377-7804
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1624 UNION LN, TRACY, CA 95377-7804

Mortgage

Document Number0000079072
DateSep 17, 2025
Instrument2025-079072
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2035

May 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 8, 2024
Property Address1624 UNION LN, TRACY, CA 95377-7804
Document Number0000037985
Map ReferenceMB 42 PG 15
Instrument DateApr 25, 2024
Instrument2024-037985
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1624 UNION LN, TRACY, CA 95377-7804

Mortgage

Document Number0000037986
DateMay 8, 2024
Instrument2024-037986
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2039

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1624 UNION LN, TRACY, CA 95377-7804
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1624 UNION LN, TRACY, CA 95377-7804

Mortgage

Document Number0000034258
DateMay 4, 2023
Instrument2023-034258
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term344 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,834.00 (+36.5%)$632,644 (+37.55%) Land $204,000 Building $428,644
2023$6,472.00 (-2.1%)$459,949 Land $160,999 Building $298,950$558,810
2022$6,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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