1644 Union Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 1644 Union Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 1,599 sqft · built 2016
Lot Size	0.045 acres (1,998 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (May 2021)
Tax Bill	$8,592 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`238-620-550-000`

Property Details

APN / Parcel Number

Primary APN	`238-620-550-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,599 sqft Living Area

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	1,998 sqft (0.045 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1644 UNION LN
City	TRACY
State	CA
Zip	95377-7803
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820
Legal Tract	3820
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3002
Census Tract	5211

Owner

Source: San Joaquin County records · APN 238-620-550-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1644 UNION LN, TRACY, CA 95377-7803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
May 05, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 08, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2021 · Amount on Record
Deed Sale	May 05, 2021 · Amount on Record
Prior Sale	Apr 18, 2016
Deed Document Number	2021-079301
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1644 UNION LN, TRACY, CA 95377-7803
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 UNION LN, TRACY, CA 95377-7803

Mortgage

Document Number	0000000024
Date	Jan 03, 2023
Instrument	2023-000024

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 05, 2021
Property Address	1644 UNION LN, TRACY, CA 95377-7803
Document Number	0000079301
Map Reference	MB 42 PG 15
Instrument Date	May 04, 2021
Instrument	2021-079301
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1644 UNION LN, TRACY, CA 95377-7803

Mortgage

Document Number	0000079302
Date	May 05, 2021
Instrument	2021-079302

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1644 UNION LN, TRACY, CA 95377-7803
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 UNION LN, TRACY, CA 95377-7803

Mortgage

Document Number	0000150752
Date	Nov 05, 2020
Instrument	2020-150752

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 08, 2020
Property Address	1644 UNION LN, TRACY, CA 95377-7803
Document Number	0000114643
Instrument Date	Sep 03, 2020
Instrument	114643
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1644 UNION LN TRACY CA 953777803, TRACY, CA 95377-7803

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,592.00 (+9.34%)	$611,573 (+4.04%) Land $162,364 Building $449,209
2023	$7,858.00 (-1.38%)	$587,826 Land $156,060 Building $431,766
2022	$7,968.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 741 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	400 / 80
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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