16324 Orchard Bend Rd, Poway, CA 92064 Property Records

San Diego County property record for 16324 Orchard Bend Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,423 sqft · built 1981
Lot Size1.96 acres (85,813 sqft)
Owner2 Individual Names on File
Last Sale$767,500 (Nov 2001)
Tax Bill$12,824 (2025)
Deeds & MortgagesSep 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN275-292-25-00

Property Details

APN / Parcel Number

Primary APN275-292-25-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,423 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStucco
Roof MaterialTile
Lot Area85,813 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16324 ORCHARD BEND RD
CityPOWAY
StateCA
Zip92064-1708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionPAR 1 TR PM07568
Legal Tract7568
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address16324 ORCHARD BEND RD, POWAY, CA 92064-1708
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2001 · Amount on File
Deed SaleNov 1, 2001 · Amount on File
Prior SaleFeb 29, 1996 · Amount on File
Deed Document Number2001798311
Prior Transfer DateAug 31, 1995
Prior Transfer Doc0000392750
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16324 ORCHARD BEND RD, POWAY, CA 92064-1708
Transaction TypeMortgage
Record UpdatedOct 12, 2022
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16324 ORCHARD BEND RD, POWAY, CA 92064-1708

Mortgage

Document Number0000384589
DateSep 30, 2022
Instrument2022-0384589
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term863 Months
DueAug 15, 2094

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,156,486 (+2%) Land $678,073 Building $478,413
2025$12,824.00 (+2.69%) Homeowner's exemption$1,133,811 (+4.04%) Land $664,778 Building $469,033
2024$12,488.00 (+2.17%)
2023$12,223.00 (+1.7%) Homeowner's exemption$1,089,786 Land $638,965 Building $450,821
2022$12,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1983–2010)
Claims Outside the SFHA1 of 4
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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