16318 Orchard Bend Rd, Poway, CA 92064 Property Records

San Diego County property record for 16318 Orchard Bend Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,574 sqft · built 2000
Lot Size	1.15 acres (50,094 sqft)
Owner	Company Name on Record
Last Sale	$1,175,000 (Feb 2020)
Tax Bill	$14,592 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`275-292-33-00`

Property Details

APN / Parcel Number

Primary APN	`275-292-33-00`
Alternative APN	`2752922300`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,574 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	50,094 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2752922300
Street Address	16318 ORCHARD BEND RD
City	POWAY
State	CA
Zip	92064-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	PAR 1 DOC92-522301 IN PAR 2&ALL OF TR PM05866
Legal Subdivision	CITY/POWAY
Legal Tract	1005866
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 3, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage CONVENTUS LLC
May 24, 2018	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage DONNA KRUSE
Jan 30, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	202056368
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708

Mortgage

Document Number	0000261595
Date	Apr 5, 2021
Instrument	2021-0261595

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2020
Property Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000056368
Map Reference	FILE 1977-159714
Instrument Date	Jan 6, 2020
Instrument	2020-0056368
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708

Mortgage

Document Number	0000056369
Date	Feb 3, 2020
Instrument	2020-0056369

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000056370
Date	Feb 3, 2020
Instrument	2020-0056370

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000376553
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4540 PESCADERO AVE SAN DIEGO CA 921073537, SAN DIEGO, CA 92107-3537

Mortgage

Document Number	0000376553
Date	Aug 30, 2019
Instrument	376553

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount Recorded

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2018
Property Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000211645
Map Reference	FILE 77-159714
Instrument Date	Apr 26, 2018
Instrument	2018-0211645
Transaction Type	Construction Loan
Record Updated	Jul 22, 2022
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16055 PENNY LN, SAN DIEGO, CA 92127-4149

Mortgage

Document Number	0000211646
Date	May 24, 2018
Instrument	2018-0211646

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000099989
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16318 ORCHARD BEND RD POWAY CA 920641708, POWAY, CA 92064-1708

Mortgage

Document Number	0000099989
Date	Mar 14, 2018
Instrument	99989

Lender

Name	DONNA KRUSE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2017
Property Address	16318 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000047115
Instrument Date	Jan 25, 2017
Instrument	47115
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 CREST RD DEL MAR CA 920142831, DEL MAR, CA 92014-2831

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,310,730 (+2%) Land $725,085 Building $585,645
2025	$14,592.00 (+4.9%)	$1,285,030 (+4.04%) Land $710,868 Building $574,162
2023	$13,910.00 (+1.69%)	$1,235,132 Land $683,265 Building $551,867
2022	$13,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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