16310 Orchard Bend Rd, Poway, CA 92064 Property Records

San Diego County property record for 16310 Orchard Bend Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,083 sqft · built 1978
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,065,000 (May 2021)
Tax Bill	$25,238 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-292-19-00`

Property Details

APN / Parcel Number

Primary APN	`275-292-19-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,083 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	63,162 sqft
View / Lot	Good

Location & Zoning

Street Address	16310 ORCHARD BEND RD
City	POWAY
State	CA
Zip	92064-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	PAR 1 TR PM01972
Legal Subdivision	GREEN VLY ESTATES
Legal Tract	1972
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16310 ORCHARD BEND RD, POWAY, CA 92064-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 7, 2019	Quit Claim Deed, Transfer TICOR TITLE-SAN DIEGO
May 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 7, 2019	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	2021362933
Prior Transfer Date	Jun 12, 2014
Prior Transfer Doc	0000256846
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2021
Property Address	16310 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000362933
Map Reference	MAP 1972
Instrument Date	Apr 12, 2021
Instrument	2021-0362933
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16310 ORCHARD BEND RD, POWAY, CA 92064-1708

Mortgage

Document Number	0000362934
Date	May 11, 2021
Instrument	2021-0362934

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2019
Property Address	16310 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000170577
Instrument Date	May 2, 2019
Instrument	170577
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16935 W BERNARDO DR #260 SAN DIEGO CA 921271661, 260, SAN DIEGO, CA 92127-1661

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2019
Property Address	16310 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000170899
Instrument Date	May 2, 2019
Instrument	170899
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16935 W BERNARDO DR #260 SAN DIEGO CA 921271661, 260, SAN DIEGO, CA 92127-1661

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2019
Property Address	16310 ORCHARD BEND RD, POWAY, CA 92064-1708
Document Number	0000170578
Map Reference	PG 1972
Instrument Date	Apr 24, 2019
Instrument	2019-0170578
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16935 W BERNARDO DR STE 260, 260, SAN DIEGO, CA 92127-1661

Mortgage

Document Number	0000170579
Date	May 7, 2019
Instrument	2019-0170579

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,279,923 (+2%) Land $1,324,895 Building $955,028
2025	$25,238.00 (+4.92%) Homeowner's exemption	$2,235,219 (+4.04%) Land $1,298,917 Building $936,302
2023	$24,055.00 (+1.7%) Homeowner's exemption	$2,148,426 Land $1,248,480 Building $899,946
2022	$23,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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