16278 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16278 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,707 sqft · built 1998
Lot Size	0.478 acres (20,844 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2022)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.013`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.013`
Alternative APNs	`109829` `089105` `520136`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,707 sqft Heated Area
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,844 sqft (0.478 acres)
Lot Dimensions	212 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	520136
Street Address	16278 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK A RAINBOW PLANTATIONS SLIDES 1297-B AND 1298-A
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	12
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16278 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	20222037801
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0001690303
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 12, 2022
Property Address	16278 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0002037801
Map Reference	SL 1297-B&1298-A
Instrument Date	Dec 7, 2022
Instrument	2037801
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CHELSEA LINE RD, CHELSEA, VT 05038-9097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16278 E INDIGO LOOP, SUMMERDALE, AL 36580-4028

Mortgage

Document Number	0002037802
Date	Dec 12, 2022
Instrument	2037802

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 13, 2018
Property Address	16278 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0001690303
Instrument Date	Apr 5, 2018
Instrument	1690303
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16278 E INDIGO LOOP SUMMERDALE AL 365804028, SUMMERDALE, AL 36580-4028

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+4.44%)	$50,040 (+3.65%) Land $16,720 Building $33,320	$262,300 (+8.66%) Land $87,600 Building $174,700
2023	$1,351.00 (+31.04%) Additional exemption filed	$48,280 (+31.05%)	$241,400 (+31.05%) Land $75,000 Building $166,400
2022	$1,031.00 (+9.8%) Additional exemption filed	$36,840	$184,200 Land $56,000 Building $128,200
2021	$939.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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