16295 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16295 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 2006
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$207,600 (May 2021)
Tax Bill	$668 (2025)
Deeds & Mortgages	Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.107`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.107`
Alternative APNs	`109935` `366694`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,792 sqft Heated Area
1st Floor Area	1,792 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Utility Building	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	366694
Street Address	16295 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 220' LOT 12 BLK B RAINBOW PLANTATIONS SUB SLIDES 1297-B AND 1298-A SEC 4-T7S-R3E (DEED TO TRUST)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	B
Legal Lot Number	12
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1052
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	16295 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Apr 17, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST A NAT'L BKNG ASSN
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20211910904
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0001910904
Record Updated	Jun 8, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16295 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 17, 2020
Property Address	16295 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0001823634
Instrument Date	Apr 15, 2020
Instrument	1823634
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16295 E INDIGO LOOP SUMMERDALE AL 365804028, SUMMERDALE, AL 36580-4028

Mortgage

Document Number	1823635
Date	Apr 17, 2020
Instrument	1823635

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	HATTIESBURG, MS 39402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16295 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0001690485
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16295 E INDIGO LOOP SUMMERDALE AL 365804028, SUMMERDALE, AL 36580-4028

Mortgage

Document Number	0001690485
Date	Apr 16, 2018
Instrument	1690485

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (+4.38%)	$31,520 (+2.8%) Land $8,400 Building $23,120	$328,400 (+7.15%) Land $87,600 Building $240,800
2023	$640.00 (+32.23%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$30,660 (+30.8%)	$306,500 (+30.82%) Land $75,000 Building $231,500
2022	$484.00 (+13.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,440	$234,300 Land $56,000 Building $178,300
2021	$427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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